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Fractional CTOs

Fintech CTO Melbourne

Fractional CTO services for Melbourne fintech businesses. Payments, lending, crypto, and open banking technology leadership with regulatory compliance expertise.

48 hrs
To start
A$1,000
From / month
No lock-in
Commitment
FRACTIONAL · CTO Fintech CTO Melbourne AU · US · UK

Fractional CTO services for Melbourne fintech businesses. Payments, lending, crypto, and open banking technology leadership with regulatory compliance expertise.

Why Melbourne Businesses Choose a Fractional CTO

Hiring a full-time CTO in Australia costs between $250,000 and $420,000 in base salary — before equity, recruitment fees, and superannuation. For businesses in Melbourne that need senior technology leadership without that cost and commitment, a fractional CTO delivers the same strategic capability at a fraction of the investment.

Our founder has 27 years of hands-on CTO experience across startups, ASX-listed companies, private equity-backed businesses, and federal government programmes. Every engagement is backed by real, senior-level experience — not junior consultancy dressed up as executive advisory.

What a Fractional CTO Does in Melbourne

  • Technology strategy — defining your 1–3 year technology direction and connecting every decision to commercial outcomes
  • Engineering leadership — leading, mentoring, and managing your technical team with a standard of excellence that attracts and retains top engineers
  • Architecture decisions — making the foundational platform choices that determine how your business scales
  • Vendor and agency management — owning development agency relationships, SaaS vendor negotiations, and third-party technical integrations
  • Investor and board communication — translating your technology story into language investors, boards, and acquirers understand and trust
  • Compliance and security — ensuring your platform meets the regulatory and security requirements of your industry and your enterprise clients

Our Plans

All plans are billed monthly in advance with no lock-in contract. Prices are in AUD — local currency shown at checkout.

  • Advisor — $1,000/month (~2 hrs/month): Entry advisory for founders who need a senior tech sounding board
  • Growth — $5,500/month (10 hrs/month): Product roadmap, engineering oversight, hiring support
  • Scale — $11,000/month (20 hrs/month): Full technology partner — team management, board presentations, security review
  • Embedded — $22,000/month (40 hrs/month): Full interim CTO — C-suite integration, M&A due diligence, on-site (AU)

Who We Work With in Melbourne

  • Public companies (ASX, NYSE, LSE listed) — board reporting, continuous disclosure, SOX/ASIC compliance
  • Private businesses — founder-led, PE-backed, SMEs scaling from startup to exit
  • Government departments — federal, state, and local; AusTender panels, IRAP, ICT procurement frameworks

How much does a fractional CTO cost for a Fintech business?

Our plans start at $1,000 AUD/month for advisory engagements and scale to $22,000/month for a fully embedded interim CTO. All plans are priced at $550 AUD/hour.

What Fintech experience do your CTOs have?

Our founder has 27 years of hands-on CTO experience including direct Fintech engagements. See our case studies for real client outcomes.

Ready to Get Started?

Book a free 45-minute discovery call. We’ll tell you exactly what level of engagement makes sense for your business — and what it will cost. No obligation, no sales pitch.

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Free 45-minute discovery call

Ready for senior tech leadership?

We'll tell you exactly what you need — even if it's not us.

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